I just read a jaw-dropping research paper out of Cornell University that hasn’t hit the headlines anywhere yet. Welcome to our new world. Scammers are using AI photos to create fake car accidents.
I’m talking crash photos, damage reports, even fake driver’s licenses all crafted by AI in minutes. Fraudsters are submitting fake claims to insurance companies and getting paid out. The tech is so good, even humans and some AI detectors can’t tell what’s real and what’s not.
In the U.K., reports show insurance fraud using doctored photos has exploded 300% in one year. And here in the U.S., insurers are scrambling to catch up. Your claim could get flagged even if you’re honest.
🚗 Get the proof you need
Insurance companies are cracking down across the board. So here’s how to protect yourself.
✅ Right after an accident, get to work.
Take lots of photos from every angle, close-ups and wide shots.
Record a video walking around the scene. Narrate what happened.
Include time stamps in your files or settings. This proves when it happened.
Get witness names and phone numbers while they’re still around.
✅ Save everything.
Back up your pics and videos to the cloud or email them to yourself.
Keep repair estimates, police reports and messages with your insurer.
Pro tip: If your insurer offers a mobile app, use it. Many include built-in tools that attach time stamps and location data, uploading your files instantly.
🎥 A dashcam pays for itself the first time it saves you
Want ironclad evidence that protects you before questions start flying? Get a dashcam. It runs while you drive, and some record when you’re parked. Btw, dashcams make a great Christmas gift!
🌟 Solid overall pick. Rove R2-4K ($130, 35% off): Crystal-clear 4K at 30 fps means you catch every detail. No “wait, what happened?” moments. Plus, lightning-fast Wi-Fi and GPS tagging make reviewing clips from your phone easy. Strong and reliable.
🌟 Hot new release (and worth the hype). Terunsoul D016 ($110): Dual 4K cameras with wide 170° lenses and night vision capture hard-to-see details. Even comes with a 128GB card to get you started, and you can expand storage up to 512GB. Love those options!
🌟 Best value at a deep discount. Redtiger F7NP ($86, 43% off): Wide-angle front and rear cameras cover you from bumper to bumper. A 24-hour parking monitor keeps an eye on your car while you sleep or shop. In a wreck? The collision sensor autosaves the footage.
I didn’t write this to scare you, I did it to prepare you. AI is rewriting the rules of how insurance works, even in Canada where most people have triple “eh.”
🚨 Forward this newsletter to a friend, post a link in your family group chat or use the share icons below with anyone who drives. Because next time, it could be your real claim that gets flagged as fake.
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